That’s what the micro-transactions are for. If you don’t have the time to grind up money, you can spend IRL money. Assuming that you don’t have enough time because you’re working.

If you still cant afford it, maybe you shouldn’t play games at all.

Do all heists in the right order, with the same people, on hard difficulty without dying. = 12 million in game. And it’s not even difficult to do.

I bought all the cheapest clothes, the ones only in the hundreds, i stole cars i liked on the street and made them mine instead of buying those stupid super cars, so i basically got every car i own for free. I made sure i maxed out ammo for every weapon a long time ago and i conserve ammo during missions as much as possible, so i use my AP pistol a lot. I am currently working on buying the rest of the guns i dont have. And i set goals to get them. I dont spend a single dollar until my money reaches a point, then i buy one item i want, so on and so forth. Maybe you guys should try my method of playing. Very low maintanence and i always have money to get what i want.